VA Loan Refinance

Looking for a low VA loan refinance rate?

If you’re a veteran or active service personnel who currently has a VA mortgage loan, a new VA loan refinance choice could help lower your payment. A VA Streamline Refinance is a refinance option for current VA mortgage holders to lower their interest rate with minimal or no out-of-pocket costs.

A VA streamline refinance loan (IRRRL - Interest Rate Reduction Refinancing Loan) is done easily and can help veterans start saving on their mortgage immediately, but it is only available to veterans/active service personnel who used their VA eligibility when initially purchasing their home.

Benefits of a VA streamline refinance:

• No appraisal required
• Standard underwriting process is omitted – no need to send in bank statements, W2s, job verification, paychecks, etc.
• Skip up to two monthly payments*
• Ability to receive your past loan escrow account balance back from previous lender
• Ability to finance Energy Efficient Improvements into the loan

Working with National Bank Of Kansas City for your VA loan refinance also provides the following benefits:

• No lender fees**
• No origination fees**
• No underwriting fees**
• No processing fees**
• No points
• We finance in all 50 states
• Low, competitive rates

*Interest applies. **Third party fees apply.